N26 features include: (those features can vary by country) ✓ Google Pay — the fast, simple way to pay with Google, your phone, and your N26 account. It’s entirely free (available in United Kingdom, Germany, France, Spain, Italy, Ireland, Belgium and Slovakia) ✓ Spaces—create sub-accounts for all your goals and keep them all together under one login. Spaces makes it easier to save and gives you much more control over your spending. ✓ MoneyBeam – instant cash transfers using only a contact’s email address or phone number